- This new solution will accelerate creditworthiness analysis and help fight fraud.
- The feature is integrated into Signaturit’s 360 platform and complies with PSD2 and GDPR regulations.
- This tool has been developed in collaboration with Powens, one of the most established players in the European Open Finance landscape.
Barcelona, 10 September 2025 – Signaturit Group, the European leader in digital trust solutions, announces the launch of a new Open Banking solution within its platform, which speeds up creditworthiness analysis while tackling increasingly sophisticated fraud. The solution, aimed at banks and financial services institutions, is based on reliable, real-time banking data that is fully compliant with European regulations (PSD2, GDPR).
From now on, Signaturit Group allows financial institutions to access, with the user’s explicit consent, real-time banking data and extract key solvency indicators from it: income, expenses, financial behaviour, debt ratio, among others.
Specifically, the solution collects financial data (account aggregation), intelligently classifies transactions to understand consumption habits and detect risky behaviour, generates alerts and highlights areas requiring monitoring, and then automatically calculates the debt ratio.
Automatic financial score analysis is integrated into the solution, providing instant decision-making support.
In addition to simplifying creditworthiness analysis, there are multiple performance benefits: fraud risk is limited thanks to the integrity of data from banking sources, file validation is accelerated (time-to-yes), and risk predictability is improved.
With this new component, Signaturit Group is targeting all financial institutions, for example in the context of opening an account, financing a car, or taking out a loan or rent guarantee.
A 100% sovereign solution
Signaturit Group is backed by Powens, one of the strongest players in the European Open Finance landscape and recognised for its technological strength in banking connectivity. This partnership combines Powens’ aggregation and categorisation power with Signaturit Group’s professional and regulatory expertise.
‘This innovation responds to our two priorities: minimising risks without compromising the customer experience or the operational and commercial performance of our clients,’ explains Michaël Lakhal, Product Director at Signaturit Group. He adds: ‘We offer much more than just a simple banking connector. It is both a real decision-making lever and a guarantee of compliance, integrated into a European and sovereign infrastructure.’
Open Banking completes Signaturit Group’s holistic platform, which already includes qualified electronic signatures, identity verification, document control and archiving with probative value.
About Signaturit Group
Signaturit Group is the European leader in secure digital transactions. Its unified and modular platform enables companies to manage the entire lifecycle of their digital transactions, from identity verification to electronic signatures, time stamping and archiving, in full compliance with the European eIDAS regulation. Through its four European offices, Signaturit Group has more than 100,000 customers in over 40 countries and processes nearly 200 million transactions and 35 million documents each year.
The company is experiencing sustained growth and, at the same time, is making strategic acquisitions (Ivnosys, Universign and Vialink) with the aim of building a pan-European alternative to the American giants. As a qualified trust service provider (QTS), Signaturit draws on solid regulatory experience and an infrastructure that is 100% compliant with European security standards. In a world where digital identity, data protection and the fluidity of digital processes are more strategic than ever, Signaturit Group positions itself as a trusted partner for businesses.
Media Contacts Signaturit Group
Spain: Alba Buendía – [email protected]
Manuel G. Vila – [email protected]
France: [email protected]
